Gwendolyn S. Husek is the president of American Risk and Insurance Associates (ARIA), a firm specializing in providing risk management consulting and insurance products.  Additionally, she has been an all lines licensed insurance agent since 1993.  As a member of the Professional Independent Insurance Agents or Illinois, Gwen continues to grow her experience and education.

Gwen has been awarded the Certified Insurance Counselors designation by the National Alliance for Insurance Education and Research, the nation’s foremost provider of professional insurance education.  She successfully completed the five courses covering all major areas of the insurance field and five comprehensive examinations.

The facilitation of strategic retreats, conducting training sessions, performing financial analysis, writing plans and preparing proposals are among her work responsibilities.

She is a former corporate officer and director for Risk and Insurance Management Company (RIMCO) in Bloomington, Illinois.  She was involved in managing both staff and line functions within that organization.

The American Business Women’s Association – Charter Chapter named her Woman of the Year in 1998.  She has served on the board for that organization in a number of officer and chairman roles.

Gwen has also served as an officer and board member for the Bloomington Emblem Club.  This organization has been recognized for community service and scholarship programs on numerous occasions.

What you can expect from ARIA

Prompt, Accurate and Creative Service

• Acknowledgement response to telephone inquiries within an hour during regular business hours
• Letters or Faxes addressed same day (if traveling, first day after returning to office)
• Deadlines met on time (or sooner when possible)
• Imaginative, practical and easily installed risk management programs

Quality Service and Products at a Reasonable Price

• Belief in Value not Cost
• Service and Products consistent with Clients needs
• Selection of Insurance Carriers based upon benchmarked criteria
• Use of standard Risk Management Strategie

Management Philosophy
Quality People = Quality Business

A key ingredient in the success of ARIA is relationships.  Experienced Employees and Select Partners working together to benefit the Client exemplify this objective.  Their goal is to provide each Client with world class results and exceptional value from choosing to do business with ARIA.

We believe integrity, professionalism and fairness form the foundation that all long-term relationships must be built upon.  All Associates are encouraged to pursue excellence and to commit to doing everything from a Clients point of view.  ARIA strives to provide the kind of service that the Client wants, needs and deserves.

Mission Statement
Design and implement risk management programs to protect Clients fiscal assets.

Vision
Professional, quality relationships

Statement of Purpose
American Risk and Insurance Associates (ARIA) is formed as a full service insurance agency and consulting firm.  Its primary goal is to provide excellence in risk and insurance consulting in order to assist in the protection of Clients fiscal assets.  Clients range from Individuals to Families and from Sole Proprietors to Partnerships and Corporations.

ARIA uses risk management principles to mitigate the financial hardships caused by covered losses.  The basic principles of risk management utilized are:  (1) risk detection and identification, (2) analysis and evaluation of the possibility and cost of the loss potential, and (3) decision making on the appropriate risk-bearing method for each individual situation.

ARIA has developed a custom risk management program targeted for Clients that require more than a standard form insurance policy to adequately cover their assets.  While insurance policies are important, there are many other components to a fully developed risk management program.  ARIA will offer general principles and recommendations aimed at providing the Custom Risk Management Program (CRMP) Client with a more effective risk management function.